Insuring your Future...Today!
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Insuring Your Future…Today!
"To be the leading e-Insurance risk solution provider in Tanzania"
The SIB team strives to assist all clientele to Insure that their future is secure through making the correct decisions that will assure a stable future, despite any unforeseen circumstances.
"To use technology as a mode of analyzing and providing cost effective risk solutions , that will save time and provide a hassle free experience to our clientele."
Shiv Insurance Brokers is a private independent broker that has propelled into becoming one of the fastest growing insurance brokers in Tanzania.
The management team has years of experience in this industry, committed to success through strong customer focus and determination to deliver the highest standards of excellence in products, services, claims, support and technology.
With the support of a strong team behind Shiv Insurance Brokers, we are perfectly placed to deliver the quality, consistency and financial reassurance that we know our customers’ value.
Delivering peace of mind to our clients is more than just the insurance policy. We provide ongoing support and advice all the way through our partnership with you. We manage all claims efficiently to minimize any worry and we review your policies each year to ensure that your cover continues to meet your changing needs and lifestyle.
Shiv Insurance Brokers is a leading broker offering complete Insurance risk solutions. We are highly customer focused and provide a tailored approach to all insurance policies delivering balanced workable outcomes;
• We pride ourselves on customer intimacy – you know who you will be dealing with and we deliver exceptional service through established and long-term relationships
• We aim to exceed Client expectations providing value for money, service delivery and quality
• We are a multi-skilled team and we deliver tailored solutions to meet your needs
• Our team is experienced and has expertise across all disciplines
• We provide operational excellence through quality staff that can be trusted to deliver
• We provide a balanced commercial outcome
We offer advice on the appropriate insurance covers for your needs, as well as reviewing your existing insurance cover to ensure it is adequate. We guide you and arrange the most convenient method to pay your premiums.
We offer an annual review of cover without additional costs. This ensures that your cover continues to meet your changing needs and you won't jeopardise your lifestyle now or in the future.
Our personalised service provides you with a single point of contact with someone who knows and understands your personal situation. At the time of claim we will liaise with your insurance provider on your behalf, managing your claim quickly and efficiently. The earlier documents are submitted the sooner the claim can be processed.
We can utilise products from a wide range of insurance providers, with access to different insurance companies. We make sure the client is given the best rate that suits their needs.
Board of Directors
Ashwin has worked within the corporate industry for over 45 years, his skills and expertise relate to Business Development, Operational Management and Human Resources.
His central role involves supervising and ensuring the smooth operation of every aspect of the organization.
Neel’s managerial and technical experience combine to create a deep understanding of operations within a business that has resulted in an in-depth knowledge of what is required to run a profitable and successful business.
Graduated from Bethune-Cookman University USA, and having had experience in various Managerial roles within the United States, Neel is now, Director of Toolco Ltd, and Co-founder of N.K Exports and Shiv Insurance Brokers. Neel’s primary responsibilities are with corporate clients. His dedication and knowledge see him proving unique solutions in all facets of the organization. His core focus is to help clients insure their future, and help them make informed sound decisions with their Insurance needs. His International exposure has brought in an intercontinental flair; thus Shiv Insurance Brokers is operating on world class spectrum.
A Certified Public Accountant with a Masters in Business Administration, Vijay has over 20 years experience within the service and manufacturing industry. He started his career with M.A Hassam & Co as an Audit Trainee and made his way up to an Audit Manager. Thereafter he joined Micronix System Ltd as a Sales Director then moving up to a Finance Director and eventually the Managing Director. Armed with this experience he started Zana Bora Ltd as a Managing Director.
A formal request to an insurance company asking for a payment based on the terms of the insurance policy. Insurance claims are reviewed by the company for their validity and then paid out to the insured or requesting party (on behalf of the insured) once approved.
You will find your claims process is a lot easier if you have the following information ready before you start.
What to do before you lodge a claim:
• Notify Shiv Insurance Brokers within 72 hours
• Include information such as name of policy holder, Date of loss/accident, registration number and your risk note number.
• Should your claim relate to a criminal incident, a police report should be made.
• The insured should then complete a claims form and all supporting documents from the checklist below.
Vehicle claim checklist
• A completed and signed claims form
• Preliminary Police Report PF. 90
• Final Police report PF. 115
• Vehicle inspection report PF.93
• Documents/information relating to the third party (If any)
• Sketch map of the scene of accident
• Estimate cost of repairs
• Photocopy of your registration card
• Photocopy of the Cover note
• Photocopy of your receipt
• Photocopy of your drives license
• Photograph of the damaged vehicle
Damaged wind screen claim checklist
• A completed and signed claims form
• Pro-forma invoice for the estimated cost of repairs
• Photographs of the damaged windscreen
• A photocopy of the cover note
• A photocopy of your drivers license
• A photocopy of your receipt
• A photocopy of the vehicle registration card
Lodge a claim
Life is full of risks, but some unexpected events can set one back. General insurance includes policies that help protect you against losses and damages when unanticipated events occur.
Samora Ave / Algeria St.
627/129 Ambassador House
Dar es salaam, Tanzania
Why choose a broker?
An insurance broker can save you time and money. Just like an accountant or lawyer who provides you with professional advice, based on years of training and experience, a qualified broker can do the same with your insurance.
When arranging insurance, many people take shortcuts without seeking proper advice, understanding the fine print or considering whether they are getting value for money. Often they are disappointed when their insurance doesn't come to the rescue.
Whether it's home, car, life or business insurance, brokers provide advice and assistance to make sure you are properly protected.
Using a broker doesn't necessarily cost more. Often it costs less because brokers have knowledge of the insurance market and the ability to negotiate competitive premiums on your behalf. A broker will also explain your policy and any special situations you need to watch out for.
P.O. Box 5751, Dar es salaam, Tanzania
Phone: +255 22 2110349
Mobile: +255 686 002 022
+255 766 002 022
Health insurance is a way to pay for your healthcare. It protects you from paying the full costs of medical services when injured or sick.
Is an insurance cover that pays out a certain amount of money to the insured or their specified beneficiaries upon a certain event such as death of the individual insured.
An insurance product designed to cover the costs and reduce the risk associated with unexpected events during international travel.
Also called automotive insurance, a contract by which the insurer assumes the risk of any loss the owner or operator of a car may incur through theft, damage or accident.
Fire & Allied Perils (Building And Contents)
Fire insurance provides cover for damage to the insured’s property and contents including furniture, fixtures and fittings. Loss or Damage may caused by: fire, lightning, explosion or earthquake, flood, storm, malicious damage, riot and civil commotion (extension clause), number of other qualifying conditions as per policy.
Covers against loss of money, negotiable instruments or goods belonging to the business resulting from an act of fraud committed by an employee if they have committed fraud or have been dishonest to the employer.
This policy insures against loss or damage resulting from or following the unlawful breaking and entering of designated premises or places of safekeeping.
This cover provides compensation for the loss of income following damage or disaster that causes closing of the business facility or due to which the business loses the profits it would have earned during the period of restoration e.g. rebuilding process, machinery repairing, etc.
This policy is a combined cover that provides financial protection against misfortunes that your house could be subjected to.
Goods In Transit
This insurance cover provides cover for the risks and damages that can affect cargo whilst in transit from one place to another by Road, Rail, Marine or Aviation. It can be initiated from port of loading to port of offload or from warehouse to warehouse. The limits on this cover can be catered for depending on the transporters within the country.
This provides cover against liability for damages and claimant's costs and expenses in respect of claims for breach of professional duty.
This insurance policy will provide indemnity following the theft or loss of money. Money shall mean and include: Cash, Bank Drafts, Currency, Notes, and Cheques, Postal Orders, Money Orders and Current Postage Stamps. This policy covers money stored in the business during and after working hour’s cash locked in your home /premises as well as in transit to and from banks, debtors and creditors.
Personal Accident Insurance provides a benefit to you and your insured family members if in case of death or are injured as the result of an accident in the course of business or pleasure.
Marine insurance covers the loss or damage of the ship / hull, cargo and any other cargo through which goods are transported from one place to the other, or held between the points of origin and final destination.
This insurance provides cover for accidental loss or damage of the Aircraft unit, usually termed as "hull," and also covers cargo through which goods are transported by Air from one place to the other, or held between the points of origin and final destination. This includes claims and losses arising from ownership, maintenance or the use of an aircraft.
Contractors All Risk
Contractor’s All Risks Insurance covers civil construction projects above or below the ground. This includes residential and office buildings, hospitals, schools, theatres, roads, railways, bridges, tunnels, airports, dams, weirs, irrigation and drainage facilities, canals and ports. It is specifically designed to give financial protection to Civil Engineers who work on site.
Provides cover against unforeseen and sudden physical loss or damage to machinery subject to expected risks. Machines are an integral part of all manufacturing and industrial units engaged in production of industrial/household goods. These may be large industrial establishments or small and medium enterprises and any unexpected accident/breakdown to their critical machinery brings it to a standstill adversely affecting business and causing a financial strain towards repair or replacement of the affected machinery.
Plant All Risks
This provides cover to the insured against “All Risks” through direct physical loss or damage from any accidental cause to the insured's plant and equipment.
The Electronic Equipment Insurance Policy mainly provides protection against unforeseen events leading to breakdowns and physical damages to electronic equipment. Examples include but are not limited to Desktops/Laptops, Mobiles, CCTV Cameras.
This provides cover against damages which an employer may be called upon to pay upon bodily illness or injury to an employee resulting in the course of employment.
This type of insurance would cover a business if a customer or member of the public was to suffer a loss or injury as a result of its business activities.
Deterioration of Stock
Provides deterioration of Stock insurance policy provides protection against the cost of unforeseen damage for goods owned and for goods in the care of our customers as a result of the rise or fall in temperature.
Health insurance is a way to pay for your healthcare. It protects you from paying the full costs of medical services when injured or sick. Similar to car and home insurance you choose a plan and agree to pay a certain premium. In return your health insurer agrees to pay a portion of your covered medical costs. Policies differ in what they cover, the size of the deductible, limits of coverage and the options for treatment available to the policyholder.
Why do you need health Insurance?
Health care can be very expensive, and most people cannot afford to pay such high costs on their own. That’s where health insurance comes in. Having paid your premium for the year, your insurer pays a portion of the medical costs. Shiv Insurance Brokers will be able to negotiate a good rate for you. So instead of paying hundred of dollars in out of pocket costs for doctors, and surgery’s, you end up paying a lesser amount depending on the type of plan chosen.
Health insurance can help you stay healthy
Many people think of health insurance as something you use when you’re sick, but it’s much more than that. You can take advantage of the preventive services your plan offers. By visiting your doctor regularly for check-ups and getting your recommended screenings, you’re more likely to prevent more serious conditions later on.
Is an insurance cover that pays out a certain amount of money to the insured or their specified beneficiaries upon an unforeseen event such as death of the individual insured.
An insurance product designed to cover the costs and reduce the risk associated with unexpected events during international travel. Travel insurance usually covers the insured in two main categories: costs associated with emergency medical expenses and travel related mishaps.
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